Compliance intelligence for B2B stablecoin payments
Know who you're paying.
Know who's paying you.
StableClose brings the counterparty, wallet, commercial documents and external compliance evidence into one review, and surfaces inconsistencies before the payment moves.
Blockchain analytics tells you about the wallet. StableClose tells you about the payment.
StableClose is review software. It never holds, moves or converts funds, and your compliance team makes every final decision.
Example data. Names, wallets and results are illustrative.
The gap
Stablecoin payments carry two kinds of risk. Most tools only see one.
A business payment in USDC is still a business payment: an invoice, a supplier, a purpose. It also moves on a public blockchain, to a wallet with its own history. Compliance teams end up checking each side in a different tool, and nothing checks that they match.
Traditional compliance
Who is the company?
KYB, beneficial owners and sanctions screening confirm the counterparty exists and isn't prohibited. They say nothing about the wallet you're about to pay.
Blockchain analytics
Where has this wallet been?
Wallet screening shows exposure and attribution. It can't tell you whether that wallet belongs to the supplier on your invoice.
StableClose
Does this payment make sense?
The right company, the right wallet, the right amount, for a documented reason. Every mismatch is surfaced before the money moves.
Wallet association
A matching address isn't proof of who you're paying.
If a supplier's email is compromised, a fraudster can send a real-looking invoice with their own wallet on it. The invoice, the payment instructions and your payment request will all agree, and all be wrong. StableClose asks a different question: what evidence shows this wallet belongs to, or is authorized by, the intended payee?
The new address arrived only by email, differs from the wallet this supplier has always been paid at, and has no signed instruction or verified-contact confirmation.
Every destination wallet gets an association status
- CONFIRMED
Independent, strong evidence: a signed payment instruction, a callback to a verified contact, or the supplier's own portal.
- SUPPORTED
Consistent evidence without independent confirmation, such as prior approved payments to the same wallet or provider attribution.
- UNVERIFIED
Nothing yet connects the wallet to the payee beyond the address itself.
- CONFLICTING
Evidence points elsewhere: a changed wallet, a different owner in provider attribution, or instructions from an unverified channel.
StableClose remembers how each counterparty has been paid before.
Every approved payment adds to the counterparty's history: wallet, network, stablecoin, amount and how the instructions arrived. When a new request breaks that pattern, StableClose flags it before anyone can approve.
⚠ New wallet detected. This supplier has received 8 previous payments at the prior wallet. The new wallet first appeared in payment instructions received today.
Example. Wallets and amounts are fictional.
One case per payment
Who, where, why and how much, reviewed together.
- Legal entity & KYB
- Beneficial owners
- Sanctions screening
- Address & network
- On-chain activity
- Risk intelligence
- Invoice
- Purchase order
- Contract
- Amount & asset
- Expected activity
- Jurisdiction
Every fact shows its source, every mismatch is flagged, and every decision is recorded with who made it and why.
How a review runs
From payment request to recorded decision
- Verify
Gather the evidence
Add the payment, counterparty and wallets, and upload the invoice, PO or contract. Verification and screening results arrive from your providers.
- Analyze
Read the documents
AI extracts supplier, amount, wallet and terms from each document. Extracted fields are kept separate from provider evidence and can be corrected.
- Check
Run the rules
Deterministic checks compare payee against invoice supplier, amount against invoice, and the destination wallet against payment instructions and the evidence that ties it to the payee.
- Review
Focus on exceptions
Analysts see what matched, what didn't and what couldn't be assessed, with an AI summary that cites the evidence behind every point.
- Decide
Record the decision
An authorized person approves, escalates or rejects, with a reason. Higher-risk payments go to a manager, and the full record is exportable.
Platform
Built for the people who sign off on payments
Transaction intelligence
SEND and RECEIVE reviews with payor and payee both on file. For incoming payments, confirm the transaction hash exists on-chain with the stated amount.
Counterparty verification
KYB, company registry and beneficial-owner results from your providers, each shown with its source and date, and reviewed by your team.
Wallet intelligence
An association status for every destination wallet, backed by the evidence that ties it to the payee. On-chain history out of the box; connect a commercial analytics provider for risk scoring, and until you do, the case says so plainly.
Document intelligence
AI extraction from invoices, purchase orders, contracts and payment instructions, validated against a strict schema and kept apart from provider evidence.
AI compliance copilot
Summaries, inconsistencies, missing information and questions to ask the counterparty. Every point cites the evidence behind it, and none of it is a decision.
Audit-ready reporting
A tamper-evident history of every screening, check and decision, and a compliance report per payment that an auditor or examiner can follow.
Sanctions screening runs against official government list data, with the list version recorded on every result. StableClose is built to connect to commercial blockchain analytics, KYB and company-data providers, so you keep using the sources you trust.
Who decides
AI assists. Providers inform. Your team decides.
Every action in StableClose is attributed to a person, a provider or the system. The platform enforces who is allowed to do what.
Request a demo
Bring context to every stablecoin payment.
We'll walk through a live review case using payments like the ones your team handles, and talk about the providers you already use.
Prefer email? info@stableclose.com